Public liability insurance is a cover that compensates third parties that get injured in your business premises. Third parties may include customers, suppliers, licensees or trespassers. It is an essential insurance policy if customers and suppliers visit your business premises or if you conduct works in your clients' properties. Below are some vital considerations to make as you take a public liability insurance cover. Reduce Your Business Risk Insurance companies will charge more if your business is exposed to many risks. [Read More]
Why You Should Never Let Debts Remain Unpaid
Money makes the world go round, and without it, you're not going to last in business for very long. You've got to pay attention to debt collection right from day one, and you cannot let any larger debts go unpaid, ad infinitum. In fact, if you are very tardy about chasing any outstanding money, you may have to worry about your legal ability to do so. What should you be aware of, if you've been hanging back? [Read More]
Necessary Qualifications of a Financial Advisor
A financial advisor is a professional who provides financial guidance to clients for compensation. They have the capability of providing an array of services, which include income tax preparation, investment management as well as estate tax planning. When you are looking to hire a financial advisor, here are some of the necessary qualifications to ensure compliance with the authorities. Licensing Having a license is essential in conducting any form of service transactions to make profit. [Read More]
Planning To Say No To Your Customers? You Need Professional Indemnity Insurance First!
It is an exciting time to stop working for a boss and start running your own business. Your themed cafe is about ready to open its doors after you finish hiring staff. However, while you already have insurance in place to cover damage to property and loss of earnings, have you protected yourself against a customer who does not like the word no? There are legitimate reasons why you are allowed to refuse to serve customers, and there are circumstances when you cannot. [Read More]